Customers who repay the personal housing loan of Agricultural Bank of China, in order to avoid affecting their personal credit records, please deposit enough funds to repay the current loan principal and interest before the repayment date 17:00 according to the agreement in the personal housing guarantee loan contract. If the funds in the repayment account are insufficient to pay off the principal and interest of the current loan, it will be overdue.

Although overdue repayment records personal credit information, personal credit information is composed of your personal basic information (such as occupation, residence, etc.). ), personal credit transaction information (such as personal loans, credit card use, etc. ) and public information reflecting personal credit status (such as housing provident fund, pension insurance deposit records, vehicle transactions, etc. ), and the credit report is for commercial banks to refer to when approving your loan or credit card, which ultimately depends on the approval results of your loan and credit card application bank. It is recommended that you repay the loan according to, so as to avoid multiple overdue situations.