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I just want to borrow money as a worker. Can I borrow money?
First, I want to borrow money only as a worker, so I can borrow money.

It is suggested to apply for loans through formal channels: for example, Agricultural Bank of China (ABC), the definition of Netjet loan refers to the small consumer loans granted by ABC to individual customers who meet certain conditions in cash, and the customers apply for them themselves, receive them quickly, automatically approve them, and use their own letters. Application conditions (1) Basic conditions 1. At least 18 years old and no more than 60 years old, with China nationality and full capacity for civil conduct. 2. Hold legal and valid identity documents. 3. Our e-banking customers and holders of security authentication tools issued by our bank. (Currently only second-generation KBao customers are supported) 4. Credit status is good. 5. There is no unexpired "NetJet Loan" loan amount and no outstanding "NetJet Loan" loan balance. 6 stable income, with the ability to repay credit on schedule. 7. The purpose of the loan is reasonable and clear.

The loan amount for applying for NetJet is 30-300,000 yuan; The loan amount is valid for 30 days, and the borrower needs to use the loan within the validity period. The loan amount cannot be applied, approved and issued in a few minutes.

Second, can ordinary employees find a company loan?

Ordinary employees can also find a company. The loan company is to solve some personal difficulties in urgent need of money, so it has nothing to do with him and you, an ordinary employee.

3. Can bank staff borrow money from the company?

Now there are credit loans and mortgage loans, and mortgage requires real estate and real estate documents.

The interest rate is low and easy to approve. Basically, you can get a loan if the value of your house is about 60%, and the requirements for credit records are relatively loose. You can also use the car as collateral. Install GPRS when the car leaves, or take the bus directly if you don't leave. And credit loans. Credit loans need to provide personal work certificates, bank accounts and credit reports. It is best to have a stable job and pay five insurances and one gold. Of course, because there is no collateral for credit loans, the requirements for credit records are stricter. Shenyang, Zhonghui. Both credit loans and mortgage loans are acceptable. Four, the loan subsidiaries and companies of commercial banks do not absorb deposits, and their capital adequacy ratio is lower than 8%, higher than 4%, or the non-performing loan ratio is higher than 5%. ...

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