If the husband and wife borrow money to buy a car, they need to provide a marriage certificate. If you buy a car with a single loan, you need to provide a single certificate.
The materials needed for car loan are:
Personal loan application;
Two, I and my spouse's valid identification;
Three, I and my spouse's occupation, position and income certificate;
4. Marriage certificate (unmarried certificate is required) and household registration book;
5. Original ID card, residence booklet or other valid proof of residence, and provide a copy;
Six, the car purchase contract signed with the dealer;
7. Proof of deposit or down payment, etc.
What tax should I pay for buying a car?
Buying a car generally requires paying vehicle purchase tax and vehicle and vessel use tax. Generally, the purchase tax only needs to be paid once, which is levied according to the taxable value of the vehicle, while the travel tax is generally paid when the vehicle is insured for compulsory insurance, so it is paid once a year, mainly according to the approved number of passengers.
I hope the above questions can help you. If you have other legal questions, please consult a professional lawyer.
Legal basis: Article 11 of the Interim Measures for the Administration of Personal Loans: To apply for personal loans, the following conditions shall be met:
(1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state;
(2) The purpose of the loan is clear and legal;
(3) The amount, duration and currency of the loan application are reasonable;
(4) The borrower has the willingness and ability to repay;
(5) The borrower's credit status is good and there is no significant bad credit record;
(6) Other conditions required by the lender.