After handling the housing provident fund loan, you can withdraw the balance of housing provident fund, but you need to meet the corresponding withdrawal conditions. Usually, after the housing provident fund loan, 12 months later, you can apply to the housing provident fund management center for monthly deposit on the basis of the commercial housing sales contract, the purchase price or the receipt registered by the housing management department. Housing provident fund is paid by both the unit and the employees. All the housing provident fund fees paid by units and employees are deposited in the employee's individual housing provident fund account and belong to the depositor. Therefore, the balance of the housing provident fund account can be withdrawn, but it is conditional to withdraw the housing provident fund. Under normal circumstances, individual housing provident fund can only be applied if the following conditions are met: 1, and self-occupied housing can be withdrawn from the provident fund; 2. Retirement; Settle abroad; Completely lose the ability to work, and terminate the labor relationship with the unit can cancel the housing provident fund account, a one-time withdrawal of personal housing provident fund account balance; 3. If you have applied for a housing loan and are currently repaying the principal and interest of the house purchase loan, you can withdraw the housing provident fund; 4. If you are renting a house and the rent exceeds the prescribed proportion of family income, you can withdraw the housing provident fund to pay the rent; 5. If the depositor of the provident fund or his immediate family member is ill and hospitalized, he can withdraw the housing provident fund to pay the expenses after medical insurance reimbursement. 6. Meet other extraction conditions stipulated by the local housing provident fund management center. To sum up, as long as you meet the conditions for the withdrawal of housing provident fund, you can also apply for the withdrawal of individual housing provident fund after handling the housing provident fund loan.

Legal basis:

"Regulations on the Management of Housing Provident Fund" Article 2 These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC). The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations (hereinafter referred to as units) and their employees.

Derivative problem:

How to withdraw the housing provident fund Individual users can go to the local housing provident fund center to handle the provident fund withdrawal business at the window, or they can quickly withdraw the provident fund through Alipay, local social security APP and other software. In fact, many areas have opened the business of withdrawing provident fund online. Users only need to go to the provident fund withdrawal page and submit an application, so they can quickly withdraw the provident fund. Provident fund mainly refers to housing provident fund, which refers to long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees. Only on-the-job employees can establish a housing provident fund system. Unemployed urban residents and retired workers do not implement the housing provident fund system.