When ordinary people want to apply for loans, they will consider bank loans. Because bank loans are formal and safe and the interest rate is low, what conditions do ordinary people need for a bank loan of 6,543,800 yuan? Let's have a look.

What are the requirements for a personal loan of 65,438+10,000 yuan?

Loan process:

1. Fill in the loan application form: download the loan application form from ICBC counter or official website, fill it out and submit it to the bank.

2. Provide relevant materials: the bank will require the applicant to provide personal identity documents, income certificates, property certificates and other materials to verify personal identity and repayment ability.

3. Evaluation of loan amount: The bank will evaluate the repayment ability of the applicant, decide whether the loan can be issued and determine the specific loan amount.

4. Signing a loan contract: After the bank approves the loan, it will sign a loan contract with the applicant, specifying the loan amount, interest rate, repayment method, time limit and other important terms.

5. Lending: After signing the loan contract, the bank will deposit the loan amount into the account designated by the applicant, so that customers can use the funds.

6. Repayment on time: As soon as the loan term comes, the applicant needs to repay the loan every month as agreed until all the loan amount is paid off.

Letter of credit clause

1, where the age is 18 years old, and provide my valid identity certificate.

2. Have a stable job and income.

3. Provide proof of work and income.

4. Personal central bank has good credit information and no bad credit record.

5. There are certain restrictions on the income of borrowers. Generally, the borrower's monthly income is not less than 4000 yuan.