Ping An Pratt & Whitney is the general name of the joint venture company of China Ping An Insurance (Group) Co., Ltd., which is engaged in financing guarantee, financing consultation, microfinance and other businesses. Assist small and micro business owners, individual industrial and commercial households and ordinary wage earners to obtain professional loan services, and help the development of China's real economy.
Ping An Pratt & Whitney usually has a three-day grace period, during which the borrower will pay off the arrears, with little impact. However, if the borrower still fails to repay the loan after the grace period, Ping An Hewlett-Packard will report the borrower's overdue records to the credit information system and charge a penalty interest of 0.05% per day for the overdue part.
Ping An Pratt & Whitney has always adhered to people-oriented, consumer-centered, and customer-centered, with "empowering consumers and improving financial capabilities" as the starting point, building a normalized financial knowledge popularization education position, empowering customers and the public from "consciousness and ability" and improving national financial literacy from the source.
Carry out consumer protection activities with high quality.
In order to continue to practice the responsibility concept of financial enterprises for the people, Ping An Pratt & Whitney regards "protecting the legitimate rights and interests of consumers" as one of the core driving factors of strategic development, and improves the quality of financial consumers through "protection+empowerment". At a time when "online fraud" is getting more and more attention, Ping An Pratt & Whitney integrates anti-fraud and anti-black products into the blood of consumer protection, effectively helping people improve their risk identification ability and self-protection awareness.
In Ping An Pratt & Whitney, countless consultants are "learning, feeling, experiencing, feeling and persisting" every day. With solid professional skills and enthusiasm for serving customers, they build the first line of defense and "escort" the financial security of customers. In Ping An Pratt & Whitney's view, the rights and interests of consumers are no small matter. For small and micro enterprises, new citizens, middle-aged and elderly people, student groups and other groups, Ping An Pratt & Whitney will persevere along the two roads of "guarantee+empowerment" to create maximum value for customers and society, which is not only the inherent demand of the sustainable development of financial service institutions, but also the mission and requirement of people-oriented financial work.