1. Go to the homepage of IOUs, click Activate IOUs, improve personal information, submit real information, bind the bank card, and successfully activate the real-name authentication. Conditions include becoming a registered member of JD.COM; Must be a Chinese mainland resident; Age 18-55 years old. If you need money urgently, you can also learn about the application conditions for having money to spend. The application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements.

2. Qualification: 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application.

Information requirements: You need to provide your second-generation ID card and your debit card during the application process.

Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.

After meeting the above conditions, you can apply for a loan.