The loan anti-aircraft gun refers to usury, and the interest rate of usury is generally 4-10 times of the bank's loan interest rate in the same period. The interest rate agreed between the borrower and the borrower exceeds the annual interest rate of 36%, and the interest agreement in excess is invalid. The people's court shall support the borrower's request to the lender to return the part of the interest paid that exceeds 36% per annum.
If it is overdue for 7 days, it will be forced to charge a high penalty. Because the 7-day anti-aircraft gun hole itself is illegal, the interest rate is far beyond the legal scope of the country. Once overdue, the daily liquidated damages are unbearable for ordinary people and cannot be paid at all. Then you can negotiate with the 7-day anti-aircraft gun hole and ask for less than 36% of the legal benefits. Otherwise, collect relevant evidence to report complaints.
Will also fancy collection or explosion address book; Start calling yourself and ask how long it will take. Contact the list in the address book. Here is a reminder that all the apps on the online lending platform will read your address book, and you can also upload your own mobile phone service password. They can only choose some people you often contact.