Advantages: You only have 5 yuan. 1How to do business in 0 yuan? Private loans 1 month interest rate is 2%-6%, and the bank's annual interest rate is only 6%-8%. At this time, I will use other people's money to help me expand my business and seek greater benefits. For example, if you have a lot of land, but you need money to do business, and your land can't be sold easily, you can turn fixed assets into liquid cash.

The disadvantage is that if you don't pay back the bank money once, even in a few days, a company's credit record (reputation) will be finished. In the future, it will affect all aspects of the company and even lead to the seizure of litigation accounts.