Arrearage: refers to the fact that the house loan has not been repaid and there is a mortgage. Over 5: It means that the commercial housing has been unique for over five years.

1. Five-year-old, a real estate term, means that you only have one house in the city in the province, and the property certificate of this house has been five years old, so it is five-year-old and unique.

2. The amount owed is a mortgage or other commercial loan, and the amount has not yet been settled.