In May, the percentage of 0.27 should be 5.84%. The bank pays interest quarterly for 20 years and 80 years, with a quarterly interest rate of 1.46%. According to ordinary annuity a {[1-(1I)-n]/I} 320000 = a {[1-(65438+).

2. Is the commercial loan interest rate 5. 14 normal?

Not high, this interest rate is good, and it will be lpr interest rate in the future, and maybe it will drop.

1. Commercial loans are loans used to supplement the working capital of industrial and commercial enterprises. Generally, they are short-term loans, usually 9 months, and no more than one year at most, but there are also a few medium-and long-term loans. This kind of loan is the main part of commercial bank loans, generally accounting for more than one-third of the total loans.

2. Commercial loans, also known as individual housing loans, are commercial banks and housing savings banks approved by the People's Bank of China, which provide loans for urban residents to purchase ordinary housing for their own use and implement the statutory loan interest rate. Many commercial banks in Beijing have this business, such as CCB and ABC. The procedures for applying for loans are basically the same.

3. Commercial loans refer to the proportion of the balance of commercial loans provided by housing guarantee institutions at the end of the statistical period.

Third, the long-term personal commodity housing loan interest rate

Medium-and long-term loans 1 to 3 years (including 3 years) 6.65 3 to 5 years (including 5 years) 6.9 5 years or more 7.05

What is the mortgage interest rate of ICBC at the end of April and July?

Commercial loans: the benchmark interest rate for loans within one year (including one year) is 4.35%, that for ICBC is 4.86%, that for loans from one year to five years (including five years) is 4.75%, and that for ICBC is 5.40%. Loans over five years are long-term loans, and the benchmark interest rates of ICBC loans are 4.9% and 5.94%. Provident fund loans: the interest rate for loans with a term of no more than five years is 2.75%, and the interest rate for loans with a term of more than five years is 3.25%.