Now, all major online lending platforms have tightened their lending policies, requiring loans to provide sesame scores or central bank credit records. For friends with low sesame scores, it is very difficult to apply for online loans. Today, I will introduce you to five platforms with low sesame scores, hoping to be useful to everyone.
The platforms to be introduced to you today include Ping An I Loan, Suning People's Bank Payment, Anyihua, Microfinance and Kuaiyihua. The common feature of these five platforms is that the requirements for sesame seeds are low, and some even don't need sesame seeds. Details are as follows:
Ping' an I Dai
Ping An I Loan is the flagship product of Ping An Pratt & Whitney. You can apply for a low sesame score with a quota of 50,000. The daily interest rate is slightly different for everyone's qualifications, and there will be some differences in interest rates.
Suning arbitrary payment
Suning voluntary payment is a small consumer loan of Suning Consumer Finance Company, and there is no requirement for sesame score. The amount can reach 200,000, the loan period can reach 5 years, and there are 30 days interest-free.
Anyihua
Anyihua is a platform with low sesame score, which belongs to the immediate consumer finance company. The loan amount is between 1000-50000, within which cash can be withdrawn, phased and consumed, and approval and lending can be completed in three minutes.
petty loan
Micro-loan is the first Internet micro-credit product of Weizhong Bank, a subsidiary of Tencent. In the case that the borrower does not own sesame seeds, the maximum amount is 300,000. The daily interest rate is about 18%, and the white list invitation system is adopted.
Kuaiyihua
Kuaiyihua is a loan platform under Wanda Finance. It doesn't matter without sesame seeds. The maximum loan amount is 50,000, which can be directly applied online. The minimum loan interest rate requires borrowers to be between the ages of 20 and 60.
Note: Although the above products have no rigid requirements for sesame, they have strict requirements for credit reporting. If the credit information is not good, it is difficult to apply.
Is it difficult to get a loan if sesame seeds are not enough? These five are not sesame sub-loan platforms!
Nowadays, most online lending platforms look at the sesame seeds of borrowers. This makes many friends with low sesame scores very upset. Many friends want to introduce them to several loan platforms without sesame seeds. I will introduce you to five such platforms through this article.
Wanda puhuiwan e Dai
Download Wanda Pratt & Whitney or Wane Loan APP, register your account with my mobile phone number, and the application will be approved within 3 minutes at the earliest and 24 hours at the latest. Everyone's interest rate is different, depending on local policies, borrowers' qualifications, credit and other factors.
Ping' an yezhudai
Compared with bank loans, the audit speed is much faster. As long as the application materials are complete, the results will be known within a few days after submitting the application, and holidays may be postponed. The reference monthly fee of the owner's loan is 0.82%- 1.46%/ month, and the owner is required to pay taxes of ≥ 3,000 yuan/month, aged between 23 and 55.
Education e fu
The range of the annualized comprehensive interest rate of Education E Payment is 0%-35.74%, which is suitable for office workers who want to improve themselves, have a stable job and income, and have a good credit status. 18 years old or older.
Juyidai
The account management fee is 0% to 1. 1% per month, and the installment fee is 0% to 1. 1% per month. Judging from the overall interest rate, the annualized comprehensive interest rate range of Juyi Loan is 8.8%-35.6%, and the longest term can reach 60 months.
Jingnongdai
The maximum loan amount can reach 5 million yuan, and the maximum amount is different for different loan purposes. The interest rate is charged monthly. The monthly interest rate of the loan is between 0.54%- 1%, with the longest term of 12 months and the lowest 1 month.
Is there an online loan with sesame credit? These small loans can be divided into as many as 36 periods.
Online lending platforms on the market need to check the borrower's personal credit report. Some online lending platforms are not connected with the central bank's credit information center, so they will rely on Alipay's sesame credit score as the user's personal qualification evaluation standard. Is there an online loan with sesame credit? These small loans can be divided into 36 phases!
Is there an online loan with sesame credit?
1, money to spend
If you want to borrow money, you need the borrower 18 years old or older, provide the second-generation ID card, my bank savings card and real-name authenticated mobile phone number, and lend money in 3 minutes at the earliest. The same is true for evening applications, which support early repayment.
2. Microfinance
Micro-loan is a personal consumption loan product under Weizhong Bank. Users can APPly on WeChat or QQ without downloading the app, with a maximum amount of 300,000 yuan. Micro-loans adopt the white list invitation system, and users cannot apply for opening on their own. The system will evaluate the personal credit of WeChat users, and after reaching a certain level, open the application entrance of micro-loan.
Step 3 lend it to you
Lend you an online platform with a loan amount of 500,000-200,000. You need to provide your second-generation ID card, your savings card and sesame credit sub-authorization.
4360 math subjects
The 360 main loan amount is between 5 million and 200,000, and the minimum daily interest rate is that users only need to operate on the mobile APP when applying. The process is simple, the application can be completed in 1 minute at the earliest, and the loan can be released in 5 minutes.
Step 5 borrow flowers
Borrowing flowers is a personal microfinance platform under Ctrip Group. The loan amount is between 30 million and 200 thousand, and it can be used for up to 34 months after the loan. Support borrowing and repayment, and the minimum daily interest rate is for "sesame-free credit online loan". I hope I can help you!