Generally speaking, it won't pass. In addition to other people's ID cards, mobile phone loans also need to collect other personal information, such as relatives, colleagues, friends, and telephone numbers. It is best not to operate, it can be found through the mobile phone network service.
Second, how to check that your ID card has been fraudulently used by others?
Legal analysis to check that one's identity card has been fraudulently used by others can be carried out from the following aspects: 1. Check the credit records of the central bank. If someone borrows money with an ID card, it will be recorded in the credit information system of the People's Bank of China. You can go to the credit department of the bank and directly check the credit history of the central bank. In addition, log in to official website, the central bank, register and log in to personal account, and submit an application for inquiring ID card loan records. After 24 hours, the system will inform you of the query results by SMS, and you can also query the results in your personal account. According to the regulations, each person has two free inquiries every year. 2. Personal account inquiry of mobile phone loan software. Nowadays, mobile phone software loans have become a popular loan trend, and some of them are not on credit, so there is no record in the central bank. In general, loan information, including loan amount, term, application date and repayment method, will be recorded in my loan account. When you enter your loan account, you can find your ID card loan record. If you really can't find it, you can also call the customer service phone of the loan company to ask, and you can find it by reporting your mobile phone number or ID number to the customer service staff. According to Article 16 of the Law of the People's Republic of China on Resident Identity Cards, in case of any of the following acts, the public security organ shall give a warning and impose a fine of not more than 200 yuan. If there is illegal income, the illegal income shall be confiscated: (1) obtaining a resident identity card by using false certification materials; (2) Renting, lending or transferring a resident identity card; (3) illegally detaining another person's identity card. Seventeenth one of the following acts, by the public security organs fined two hundred yuan to one thousand yuan, or detained for ten days. If there are illegal gains, the illegal gains shall be confiscated: (1) fraudulently using other people's identity cards or using fraudulent identity cards; (2) buying, selling or using forged or altered identity cards. Forged or altered identity cards and fraudulent identity cards shall be confiscated by public security organs.
3. What should I do if I lose my ID card and get a loan from someone else?
What if I lose my ID card and get a loan from someone else? You should report the loss as soon as possible, the sooner the better. In addition, it is best to communicate with the bank in time to stop lending. If the bank has already lent money, you should also communicate with the bank to see what to do.
I lost my ID card. What should I do if someone else holds it for a loan? It's impossible. You can't get a loan with only one ID card. It doesn't matter that so many people have lost their ID cards.
I lost my ID card and household registration book. What should I do if someone else loans me? Hello, I suggest you apply to the police station where your household registration is located in time to report the loss of your ID card, otherwise you need to pay off others' loans!
I lost my ID card and bank card. If a citizen loses his identity card and his resident identity card is fraudulently used by others, the fraudulent user and the examination department shall bear corresponding legal responsibilities, and the person who loses his identity card shall not be held responsible.
If the personal identity card is stolen, resulting in a bad credit record, then on the premise of sufficient evidence,
Finally, it is judged that the parties really belong to the bad credit record caused by the stolen ID card, and the bad credit of the parties is eliminated.
2. If the parties have no reasonable basis to prove that their bad credit records are caused by the theft of their ID cards, then they need to bear the corresponding legal consequences.
On the one hand, it is necessary to pay off the arrears, and at the same time, to eliminate bad credit records, only new credit records are needed.
3. The longest retention time of personal bad credit records is five years. The parties concerned shall keep a good credit record within five years from the date of arrears, and the bad credit record can be eliminated after five years. If necessary, it can be solved through legal channels.
If I lose my ID card, will someone else take it to the police station to report the loss?
dispatch
It is the bank's fault to accept ID cards and issue loans.
The bank assumes responsibility
Not with you.
What should others do with my ID card loan? My ID card was used fraudulently and I got a loan. You should go to the public security organ at once.
Otherwise, the loan may be charged to your account in the future.
After reporting the case to the public security organ, you can at least be relieved of your responsibility by filing a case.
I lost my ID card. What should I do if someone else borrows money to buy a car? 1. After answering questions from netizens, the Ministry of Public Security does not need to report the loss and publish it in the newspaper. If the resident identity card is lost and used by others, the user and the examination department shall bear corresponding responsibilities. To sum up, you lost your ID card. Are you worried about being impersonated?
What should others do with my ID card loan? 1. If someone uses your ID card for a loan, you won't go to jail.
Although it is your name, as long as you are not present to sign, the loan has nothing to do with you.
3. If a contract is concluded in accordance with the provisions of Article 32 of the Contract Law, the contract is established when both parties sign or seal it.
Signature is required, and a notarized power of attorney is required at the signature place.
If you sign or press your fingerprint, you are the debtor. Or there is evidence that the loan funds are actually used by you in part or in whole, you should bear the obligation to repay. If the repayment is not made on time, the bank can enforce it.
Only the ID card can't be loaned, so you can call the police directly.
1. Most of the current ID card loans are credit loans, that is, loans can be made without mortgage, but it does not mean that loans can be made only with ID cards. You need to have a certain income certificate and a stable job, which is more suitable for civil servants, teachers, employees of state-owned enterprises, stable entrepreneurs, white-collar workers and managers. ID card is only the necessary material for loan, and the most important thing is to provide proof of income and prove that you are suitable for credit loan.
At present, there is no loan product that can be obtained only by ID card. No matter what kind of loan, in addition to the ID card, at least another proof should be provided. In the process of loan, ID card is only an essential thing. In addition, don't pay any fees before the loan arrives to prevent being cheated.
I lost my ID card. Can someone ask me for a loan? My ID card may be fraudulently used, but I am not responsible.
The Ministry of Public Security pointed out in its comprehensive reply to the relevant questions about the loss reporting and replacement of resident identity cards that resident identity cards are the legal identity documents of citizens, and their main function is to prove their identity when engaging in relevant activities. When a citizen uses a resident identity card to prove his identity, all relevant departments have the obligation to check the consistency of the witness card, and can handle relevant business for the holder only after it is confirmed to be correct. If a resident's ID card is lost and is fraudulently used by others, the fraudulent user and the relevant departments should bear corresponding legal responsibilities, and the person who lost the ID card is not responsible for the behavior that he did not implement. The Law on Resident Identity Cards also clearly stipulates that anyone who fraudulently uses another person's resident identity card shall be fined between 200 yuan and 1,000 yuan by the public security organ or detained for less than 10 days. If there are illegal gains, the illegal gains shall be confiscated.