When borrowing from Didi Loan, you must be at least 18 years old and be a legal citizen of China; Can provide my valid identity documents; Sesame credit score is above 580; The borrower has a normal mobile phone number in the real-name registration system; There is also that the platform does not lend money to students. After the user submits the materials, the platform will review them and get the money after passing the review.

Didi borrows through Didi Loan on the platform, and its maximum loan amount is 200,000 yuan, but the first loan amount is not very high. It mainly meets the capital needs of white-collar workers and small and medium-sized enterprise owners in investment and wealth management, study abroad, bulk consumption and other industries, but they must repay on time after borrowing.

Users must think about their repayment plan when borrowing money to avoid overdue repayment. Default interest will be incurred when the user repays the loan overdue, and overdue records will be collected at the meeting. The deterioration of personal credit information will affect subsequent loans, and it will continue to be preserved for 5 years after overdue repayment.

In fact, there are many ways to borrow money online. Users can compare different platforms when borrowing money and then choose the platform with the lowest loan interest rate. However, different platforms give different amounts when borrowing money. Generally speaking, the more detailed the information submitted, the more information users will get.