It will take two weeks.
Second, how long does it take to get a loan from a rural commercial bank?
The time required for rural commercial banks to handle personal loans is mainly related to the types of loans handled by borrowers. If the borrower applies for a personal credit loan in a rural commercial bank, it will take about 15 working days from application to loan. If the borrower applies for a personal mortgage loan in a rural commercial bank, it will take about 25-30 working days from application to loan. To apply for a bank loan, you need to prepare materials: 1, valid identity documents; 2. Proof of permanent residence or valid residence, and proof of fixed residence; 3. Proof of marital status; 4. Bank flow; 5. Proof of income or personal assets; 6. Credit report; 7. Loan use plan or statement; 8. Other information required by the bank. Extended data:
The personal loan process of rural commercial banks is as follows: 1. Apply for a loan, fill in the loan application form and submit the information. 2. The borrower's credit rating can be independently assessed by the lender, can be mastered internally, and can also be assessed by an assessment agency recognized by the competent department. 3. Loan investigation: After accepting the borrower's application, the lender will investigate the borrower's credit rating and the legality, safety and profitability of the loan, verify the collateral, pledge and guarantor, and determine the loan risk. 4. When approving the loan, the lender shall establish a loan management system that separates the loan review from the grading approval. 5. Sign a loan contract. All loans shall be signed by the lender and the borrower. 6. Loan issuance: The lender shall issue the loan on schedule as agreed in the loan contract. If the Lender fails to issue the loan on schedule as agreed in this Contract, it shall pay liquidated damages. If the borrower fails to use the money as agreed in the contract, it shall pay liquidated damages. Types of personal loans: 1. Personal housing loan 1. Personal housing commercial loan Personal housing commercial loan is a self-operated loan issued by bank credit funds, which refers to a commercial housing loan that a natural person with full capacity for civil conduct buys an owner-occupied house in a town of this city and applies to the bank with the property house he bought as a guarantee for repayment of the loan. 2. Personal housing provident fund loans Personal housing provident fund loans are entrusted loans issued by policy housing provident fund, which refers to the housing provident fund loans that employees who pay housing provident fund apply to the bank when they buy, build, renovate or overhaul their own houses in cities and towns of this city, with their own property houses as collateral to repay the loans. 3. Personal Housing Portfolio Loan A borrower who meets the requirements for personal housing commercial loans can apply for personal housing provident fund loans from the bank at the same time as paying the housing provident fund, that is, the borrower can apply for personal housing provident fund loans and personal housing commercial loans from the bank with the urban self-occupied housing purchased in this city as collateral. Personal automobile consumption loan, personal durable consumer goods loan, personal business loan, personal valuable document, personal micro-credit loan and personal micro-credit loan are RMB credit loans issued by banks or other financial institutions to borrowers with good credit without guarantee. Based on personal credit and repayment ability, the loan amount will generally not exceed 1-200,000, and the loan term is1-2 years. Vii. Personal non-residential mortgage loan 1. Installment loan II. Repay the loan in one lump sum. Credit card loan: A credit card refers to any card, disk and other tools that can be used to borrow money at any time or repeatedly or purchase goods and services in the form of credit.
Three, Gansu Jiuquan Jinta County Rural Commercial Bank how to loan?
I'm here to read the comments.
4. What is the next payment method of the rural commercial bank?
1 Download the mobile app first, 2. Then register, 3. Credit rating first, according to your credit limit. For example, if the bank gives you a credit of 654.38+ million, you can include 654.38+ million in the 654.38+ million.