Excuse me, the provident fund loan is 600 thousand, and the principal and interest are equal. 10 monthly fee or 15 annual fee, which interest is less?

Whether it is a provident fund loan or a mortgage loan, the longer the loan term, the more interest will be paid.

According to the loan of 600,000 yuan from the provident fund, the interest rate is 4.7%, and the term of 10 and 15 years is calculated as follows:

1, term 10 year: monthly repayment of 6276.38+0 yuan. The total repayment is 753 157.45 yuan, and the total interest is 153 157.45 yuan.

2. Duration: 15: Monthly repayment of 465 1.53 yuan. The total repayment is 837,274.67 yuan, and the total interest is 237,274.67 yuan.

According to the above calculation, the term of 15 is 84 1 17.22 yuan longer than that of 10.

I hope my answer is helpful to you.