165438+ end of October. According to the inquiry of official website, China Development Bank, loans are approved by schools and banks in September and June (65438+1October) of each academic year, and students issue and receive loans within 20 working days after signing the loan contract in June (165438+1October). The relevant departments of the state will evaluate the students' achievements, and after approval, they will get a national student loan, without submitting a loan application again.