Guilin Bank has certain requirements for applying for fast loans. 1. Users who need the applicant to be between 20 and 60 years old and have paid the housing provident fund, if they do not belong to this category of users, then the application will not be passed; Second, there is no problem with credit reporting. Guilin Bank's fast loan belongs to the bank's credit loan, which requires high personal credit information. If the applicant has a bad credit record and does not meet the credit requirements, it will lead to the failure of Guilin Bank's fast loan. Third, you can't be in too much debt. Guilin Bank attaches great importance to repayment ability. If the borrower's debt is high, it means that the borrower's repayment ability is not strong. In order to prevent the loan risk, the application was rejected.