Hello, villas, garages, shops, etc. It is clear that provident fund loans are not allowed. To buy a parking space, garage, shop or villa, you cannot apply for housing provident fund loans or withdraw housing provident fund. However, in the provident fund operating system, new townhouses with housing and existing second-hand townhouses can use provident fund loans. "Single-family villa" is huge, but theoretically it is also within the scope of provident fund loan application, because the New Deal canceled the area limit. Whether it can be used specifically requires consulting the local provident fund management center. Hope to adopt, thank you!