To give you an accurate answer, the previous annual interest rate was 5.94. If you use the number 1122, you should repay the principal and interest in equal installments. The exact amount every month should be 1121.45 yuan. Based on this If calculated, if the loan is repaid on schedule and the loan is paid off fifteen years later, the total interest will be 51,859.98 yuan, which is not as exaggerated as what was said above.

But now after the adjustment, the annual interest rate is 6.14. Existing loans (that is, customers like you who have taken loans before the interest rate adjustment) usually start to adjust on January 1 of the following year. That is to say, the current interest rate will only be implemented from January 1 next year.

As for your monthly repayment amount, it depends on your current loan principal balance, that is, how much principal balance you still have to pay, and the remaining years to calculate.

For example, if your current principal balance is 10W, there are still 60 months to mature, and you have to repay 1855.13 yuan per period. If your principal balance is 5W, there are still 120 months to mature. period, each period will pay 513.34.

In short, the amount after interest adjustment depends on your current loan principal balance and remaining term. You can check it clearly and I will calculate it for you.