According to your description, regular online loans are not overdue, and they have all been settled, which has no direct impact on your provident fund mortgage. Lending institutions will evaluate your credit status according to your credit history, including your repayment situation, overdue records, etc. As long as your online loan is not overdue and has been paid off on time, it will help to strengthen your credit record and thus have a positive impact on the provident fund mortgage.

However, I suggest you pay attention to the following two aspects:

1. Your debt situation: Frequent online loans may lead to your debt accumulation. When applying for provident fund mortgage, the lending institution will also consider your debt burden level. If your debt level is too high, it may affect your loan application. So you can try to get the big data report of the first or second data, check your detailed loan records and fully understand your debt situation.

2. Your credit rating: Even if there is no overdue record, frequent online loans may have an impact on your credit rating. Lending institutions will comprehensively consider various factors of borrowers, including debt burden, income status, credit history and so on. Evaluate the credit rating. You can find out whether you are on the blacklist of online loans by contacting the customer service of the corresponding platform. If so, you can ask them how to remove the blacklist.

To sum up, frequent online loans are not overdue and have little impact on provident fund mortgages. However, lending institutions usually consider multiple factors when reviewing loan applications, including debt burden and credit rating. Therefore, it is suggested that you comprehensively consider your own situation, properly manage loans and debts, and maintain a good credit status.