What are JD.COM gold bars?
JD.COM Gold Bar is a cash loan service tailored by JD Finance for JD.COM users.
If the loan is successful, you can withdraw it to my savings card or credit card.
Please log in to JD Finance App, click Home-Loan-Loan Amount of Gold Bars-I want to borrow-Collection Account, and enter the interface of selecting collection bank card to view the newly added collection bank card.
What is the quota of gold bars in JD.COM?
JD.COM Gold Bar is a cash lending service tailored for JD.COM users.
The credit line can be directly used for cash lending.
You can borrow money from a savings card or a credit card bound to your account. Borrowing money from a credit card is equivalent to paying back the credit card.
What are JD.COM gold bars?
JD.COM Gold Bar is a cash lending service tailored for JD.COM users.
At present, gold bars are credit loan products, and whether they can be opened is comprehensively evaluated by the system. You can check whether there are gold bars at the following two entrances. If not, it means that gold bars cannot be used now. At present, active application for opening is not supported.
1, jingdong financial App: jingdong financial APP home page-white bars-gold bars
2.JD.COM App: jd.com App-My-My Wallet-Life Service
Suggestions on opening gold bars:
1, maintaining a good consumption record in JD.COM;
2. Use more other products of Jingdong Finance;
In order to ensure the security of the account, the first loan needs to fill in the ID number of the real name.
JD.COM Gold Bar is a cash loan service tailored by JD Finance for JD.COM users. You can borrow money from my savings card or credit card.
Borrowing money from a credit card is equivalent to paying it back.
What are JD.COM white bars and JD.COM gold bars?
JD.COM Baitiao is a credit payment product of "consumption first, payment later" launched by Jingdong Finance. Mainly used for scenes such as JD.COM Mall, and it is a fixed amount, and some users can withdraw cash.
JD.COM Gold Bar is a cash lending service tailored for JD.COM users, which can withdraw cash.
Why is there no entrance for JD.COM gold bars after JD.COM gold bars are paid off?
Every time you borrow money, the system will comprehensively evaluate your information. If you don't have a gold bar entrance, it means that your information has not passed the comprehensive evaluation of the system for the time being. I suggest you keep good consumption habits, pay back in time, and continue to pay attention later.
What is the borrowing method of JD.COM gold bars?
At present, JD.COM Gold Bar only supports mobile phone lending. You can use jingdong financial App and JD.COM app.
You can log in to Jingdong Financial App, click Home-Loan-Gold Bar Loan Amount-I want to borrow money, and apply for a loan according to the page prompts.
What is the payment password for JD.COM gold bars?
In order to ensure the safety of funds in your JD.COM account, the payment password to be verified when using the gold bar business is the gold bar payment password.
Tips: The gold bar payment password is Jingdong payment password, which is the same as the white bar payment password.
If you forget the payment password, you can set the icon-account and security-payment password in the upper left corner of JD Finance App- Me to retrieve the payment password.
What are JD.COM gold bars?
JD.COM Gold Bar is an online cash loan service tailored by JD Finance for JD.COM users, which is much more reliable than those online loan platforms. After all, JD.COM is also one of the best e-commerce groups in China. So, jd. JD.COM gold bars of COM must be regular.
1.JD.COM The loanable amount of gold bars ranges from 500 yuan to 200,000 yuan. The system will give a certain loan amount according to the borrower's personal credit information and ID card information. The longest loan term is 12 months and the daily interest rate is 0.04%~0.05%. It is easier to open for users who often use JD.COM products. In addition, JD Finance needs to apply for credit information because its funds come from cooperative banks. If JD.COM gold bars can't repay on time, it will also affect personal credit records. After the general loan is successful, it will be directly transferred to the personal bank card. Remember to pay off the current bill before the monthly repayment date. If it is overdue, a certain penalty will be charged according to the loan slip contract.
2.JD.COM gold bar borrowing steps: log in to Jingdong Financial App and register, and then click on the homepage of Jingdong Financial App-White Bar-Gold Bar in turn to borrow money; You can also log in to JD.COM App through JD.COM App and click My-My Wallet-Gold Bar-I want to borrow money.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
App version: 10.3.0
3.JD.COM gold bars are credit loans, and only users with good credit can borrow them. If you can't apply for JD.COM Gold Bar Loan or there is no entrance to JD.COM Gold Bar, it means that the borrower's information has not passed the system evaluation for the time being, and you can't use JD.COM Gold Bar to borrow money. You can continue to try it after a while. ?
When users borrow money from JD.COM Gold Bar, they can repay it in installments. The supported periods are 1, 3, 6 and 12. 1 period is 1 month, and the longest period is 12 months. Users usually receive the loan application within 30 minutes after submitting it. In some cases, the staff will communicate with the borrower by telephone for review, and the time will be prolonged.
5. Borrowing with JD.COM gold bars can be up to 200,000 yuan, and the daily loan interest rate is as low as 0.025%. When handling installment payment, you can support flexible installment by day and month. When users choose installment, they can choose according to their own income, so as to ensure that users can repay the loan on time without overdue repayment. There will be penalty interest after overdue repayment, personal credit will be affected, and poor credit will affect subsequent loans.
What does JD.COM gold bar mean?
JD.COM Gold Bar: A cash lending service tailored for users with good credit. JD.COM gold bars belong to credit loan products. Evaluate users' usage through the system. If the user can't apply for JD.COM gold bar loan or has no entrance to JD.COM gold bar, it means that the user information has not passed the system evaluation for the time being and can't provide gold bar loan service for the user.
Extended data
JD.COM gold bar charging standard:
(1) daily interest calculation mode: current interest payable = daily interest * loan days; Daily interest = current payable principal (all outstanding principal) * daily interest rate;
(2) Calculation method of monthly interest: repayment amount per installment = loan principal/loan installment+loan principal * monthly loan interest rate+liquidated damages (if any);
(3) If the principal and interest of the current loan are not fully repaid on or before the repayment date, it shall be deemed as overdue, and the number of days of default shall be counted from the overdue date.
(4) If it is overdue for more than two times, the liquidated damages for each period shall be calculated cumulatively (the amount of liquidated damages shall be rounded to two decimal places).
References:
What is -JD.COM gold bar?
References:
Jingdong Finance-Why don't I have JD.COM gold bars?
References:
Finance-JD.COM gold bar charging standard in JD.COM.
What are JD.COM gold bars?
JD.COM Gold Bar is a cash lending service tailored for JD.COM users. You can check whether there are gold bars at the following two entrances. If so, you can try to apply for a loan. If not, it means that gold bars cannot be used now.
Path:
Jingdong Financial APP: Jingdong Financial App Home-White Strip-Gold Bar
JD.COM app: jd.com app-mine-my wallet-gold bars.