Tesla loans to buy a car can be interest-free. At present, the interest-free activities of Tesla 67 mainly depend on the credit information of the owner and which bank the loan comes from. Unfortunately, the bank audit is not so strict, and it will be approved soon. Some of them need to be audited for some time.

First, the loan to buy a car interest-free routine

First of all, it must be clear that interest-free does not mean free. Financial institutions often take interest as their profit point. If they are interest-free, they will not make a profit. The biggest loophole is insurance. If we participate in interest-free activities, the 4S store will force us to take out insurance in the 4S store, and the two-year participation will be about 5,000 yuan more than our full or interest-bearing loan. The second pit is waiting for you to charge in disguise. Since you are not charged interest, of course, the money will be taken out of your pocket. Take the car of 6.5438+10,000 yuan as an example. If the down payment is 30,000 yuan and the loan is 70,000 yuan, the handling fee is generally around 3,000 yuan. Compared with real car loans, there are still some gaps in some interest-free activities, and some 4S stores will also involve many traps when launching these interest-free activities, so we lenders must carefully check the specific situation to see if there are many additional terms.

2. Can I repay the loan in advance after buying a car?

Nowadays, many people choose to buy a car in full, first of all to relieve the pressure. But some people will choose to borrow money to buy a car, and they can repay the loan in advance if they have money. At present, there are two ways to buy a car by loan, one is interest-free and the other is interest-bearing. The general contract will specify the terms of prepayment, indicating that repayment can usually be made in advance by paying a certain penalty. Some 4S stores will also provide some interest-free loans to attract consumers to buy cars. Most interest-free loans do not need to pay repayment penalty. The specific situation should be explained according to the contract terms stipulated by different 4S stores. But each loan company is different, and the liquidated damages are different. If repayment is required, the borrower needs to compare it to see when it is the most cost-effective and avoid overpayment.

Finally, many 4S stores will introduce this policy. When we borrow money to buy a car, we need to read the terms of the contract clearly to avoid being cheated.