(1) loan application approval form;
(2) my valid identity certificate and a copy;
(3) proof of residential address (household registration book or receipt of rent, water, electricity and gas expenses for the past three months);
(4) proof of occupation and income (original and photocopy of work certificate; Banks will issue salary passbooks, etc. );
(5) Effective contact information and telephone number;
(6) Personal settlement account voucher opened in China Industrial and Commercial Bank;
(seven) other information required by the bank.
1, female: 22-55, male: 22-60. The loan amount is 80-300,000 yuan. Work in this unit for more than 3 months (after the probation period).
2. Pre-tax income of monthly salary is more than 5,000 (if you have applied for a credit card in the bank and have a bank credit record, you can relax it to more than 3,000). Generally speaking, if you meet the above conditions, the amount you can borrow is 6-65,438+00 times your monthly salary.
The salary will be paid by the bank in the form of punching, not in cash.
4. Issue the salary list printed by the salary bank and the work certificate of the employer.
5. China citizens with full capacity for civil conduct and second-generation identity cards.
6. No bad credit record.
Extended data:
Ping An Bank loan application process is as follows:
1. The applicant needs to open a loan repayment account with Ping An Bank.
2. Then the applicant applies for a loan from the employee.
3. Ping An Bank conducts a loan investigation on the borrower.
4. The auditor of Ping An Bank shall review the loan information submitted by the borrower.
5. Ping An Bank Sub-branch gives the approval result of the loan application.
6. The applicant shall go through the formalities of mortgage guarantee.
7. Ping An Bank signs a loan contract with the applicant and issues loans at the same time.
8. Ping An Bank completed the transfer of loan funds.
9. The applicant repays the loan principal and interest as agreed in the contract.
Baidu Encyclopedia-Ping An Bank Loan