Conditions for buying a house in Zhongshan:

Depending on whether you buy a house (lump sum payment/commercial loan/provident fund loan), the procedures for buying a house are different!

information is required for one-time payment: 1 ID card 2 household registration book 3 marriage certificate (unmarried certificate)

Information is required for commercial loans: 1 ID card 2 household registration book 3 marriage certificate (unmarried certificate) 4 bank flow in the last six months 5 income certificate 6 tax certificate or social security certificate for one year in Zhongshan for foreign households working in Zhongshan

Information is required for provident fund loans: provident fund passbook and provident fund version income certificate are added to commercial loan information

For example, If you are a non-Zhongshan resident with Guangdong household registration, you must apply for the Housing Certificate at the place where your local household registration is located when you buy a house in Zhongshan. If you apply for a commercial loan to buy a house in Zhongshan from other provinces, you must have a one-year tax certificate or a one-year social security certificate from Zhongshan. If you don't, you can't buy a house in Zhongshan. Buying a house in Zhongshan with household registration from other provinces can enjoy the preferential policy of 1% deed tax for a building area of less than 9 square meters and 1.5% deed tax for an interior area of less than 122 square meters for a building area of less than 14 square meters!

Buying a house or renting a house:

It really depends on your situation. Do you plan to stay in Zhongshan for a long time, or do you want to develop better and go to other cities in the future? Think it over, act rashly, and you won't lose!

For example, if you plan to settle down in Zhongshan, it's actually easy to choose between renting and buying a house! After all, renting a house is not a long-term choice. I have a warm home and a set of properties. Even if I am old, I still have my money (this house)! Everyone will choose to rent a house and live comfortably every month, but have you ever thought about renting a house for 2 years? It's better to live in your own home. Now you are working hard for a better future!

On the sidelines: It can be said that in the past month or two, the property prices in Zhongshan have only fallen but not risen, and the excellent gold, nine silvers and ten silvers have become so deserted! If I am a buyer, I certainly hope that house prices will continue to fall, and the so-called wait-and-see group will come out! However, why do we still have customers who want to buy a house, and a lot of transactions have been made. Zhongshan is a city with low property prices in the Pearl River Delta, and this city is better in the Pearl River Delta both in living and living! If you want the property price to drop a little further, you can buy it quietly. (Originally, this egg is worth 1 piece, but you want 3 cents, so you should wait until the egg is 3 cents before buying or buying a 5-piece egg.) Why do you call this the time to buy the house in your mind? It's hard for you to wait until the house price is higher. Ever since you were a child, have you ever seen a commodity (something that can be sold) fall in price or the same price as before?

These are personal opinions, I hope to help you!