Up to now, Gitzo Financial APP has more than 30 million registered users. The upgrading and nationwide expansion of Gitzo Huigou, ALDI2.0 (direct loan) and other businesses not only improved the accessibility of inclusive finance services to residents in the sinking market, but also accelerated the digital transformation of the vast number of offline small and micro businesses. Gitzo's exclusive merchant service "Jieshanghui" has served more than 2,000 small and micro merchants in Hebei, Inner Mongolia, Tianjin, Shandong and other provinces and cities.

Gitzo Company Profile:

A Recently, Gitzo Consumer Finance Co., Ltd. (hereinafter referred to as "Gitzo") successfully issued asset-backed securities for personal consumption loans totaling RMB 2.5 billion. In the "Jieying Asset-backed Securities Personal Consumption Loan Phase III in 2020" issued by Gitzo this time, the priority A file scale is 65.438+0.72 billion yuan, the issuance rate is 4.67%, and the subscription multiple is 654.38+0.4; The file size of priority B is 240 million yuan, the issue rate is 5. 18%, and the subscription multiple is 2.0; The second file is 540 million yuan, all of which are owned by Gitzo, the initiator.

B. Up to now, Gitzo has successfully issued 17 asset securitization products in China, with an amount of about 43.8 billion yuan, and the issuance scale is far ahead of that of the licensed gold consumer company. Not long ago, UBS, an internationally renowned institution, released a survey report on consumers in China, which pointed out that the epidemic situation has not changed the general trend of consumption upgrading in China, and it is characterized by increasing digitalization and structural consumption upgrading. Some analysts believe that consumer credit plays a more prominent role in supporting new consumption and healthy economic growth, and the capital market will also reflect this trend. This product has been enthusiastically subscribed by market investors, which fully reflects investors' confidence in Gitzo.

C. Some industry analysts pointed out that with the normalization of epidemic prevention and control, the consumer finance industry has entered a new cycle of relying on scientific and technological capabilities to achieve efficient operation and risk control. Based on the insight into the industry trends, Gitzo released the "2023 Strategy" at the beginning of this year, aiming at continuously improving and building an "online+offline" omni-channel financial service channel through the application of digital network technology to meet the diversified needs of consumers. Based on excellent data capture and analysis capabilities, Gitzo permeates the risk management of financial technology blessing into the whole business process by using big data and biometric technology.