Spring ploughing loan business is a pure credit guarantee loan, which is guaranteed by Tianjin Agricultural Bank and issued by Tianjin Rural Commercial Bank. The loan is repaid by the rice stored in the station.

The single-family loan shall not exceed 2 million yuan and 70% of the funds payable by the grain planting business entity, and the loan period shall be controlled within 6 months. Spring ploughing loans should be used for spring ploughing purposes such as paying land contract fees and purchasing agricultural materials by grain planting and business entities.