The most effective way to borrow money without paying it back is to sue the people's court and protect your legitimate rights and interests through legal means. Before or during the prosecution, you can also apply for property preservation to ensure the performance of the judgment after winning the case. If the other party still refuses to return the property after the court wins the case, it may apply to the people's court for compulsory enforcement of the other party's property. Even if the property cannot be executed, if the executable property is found later, you can still apply for resumption of execution.

Article 100 of the Civil Procedure Law of People's Republic of China (PRC) stipulates that in a case where the judgment may be difficult to execute or cause other damage to the parties, the people's court may, upon the application of the other party, order the property to be preserved, order it to perform certain acts or prohibit it from performing certain acts. If the parties fail to file an application, the people's court may also order the adoption of preservation measures when necessary.

Article 101 In case of emergency, if an interested party does not apply for preservation immediately, which will cause irreparable damage to his legitimate rights and interests, he may apply to the people's court where the preserved property is located, where the respondent has his domicile or has jurisdiction for preservation measures before bringing a lawsuit or applying for arbitration. The applicant shall provide a guarantee. If no guarantee is provided, the application shall be rejected.

After accepting the application, the people's court must make a ruling within 48 hours; Where protective measures are ordered, they shall be implemented immediately.

If the applicant fails to bring a lawsuit or apply for arbitration according to law within 30 days after the people's court takes the preservation measures, the people's court shall lift the preservation.

Article 236 A legally effective civil judgment or written order must be fulfilled by the parties. If one party refuses to perform, the other party may apply to the people's court for execution, or the judge may transfer it to the person subjected to execution for execution.

Mediation and other legal documents that should be executed by the people's court must be fulfilled by the parties. If one party refuses to perform, the other party may apply to the people's court for execution.