Can I get a loan only if I have an ID card and have no job?
To apply for a loan through China Merchants Bank, you can't just apply for a loan with your ID card. Because the application requirements and conditions of various loan types are different, the first thing to look at is what your loan purpose is. Our loans are issued for specific loan purposes (such as buying a house, buying a car, running a business, studying abroad, etc.). ), and when applying for a loan, you must provide relevant supporting materials according to the "loan purpose" (note: our loan has no money, and the general minimum loan amount is 50,000 yuan). Due to the different types of loans provided by branches, it is recommended to log on to the homepage of China Merchants Bank and click "Online Customer Service" in the upper right corner. After providing the opening city and loan purpose of the one-card account, I will check whether the local branch has the loan type, application conditions and materials you need to provide.