The above loan business information needs to contact the loan handling bank for specific verification and processing. Personal housing portfolio loan (hereinafter referred to as portfolio loan) refers to the loan portfolio formed by the housing provident fund loan issued by the handling bank to the individual employees who meet the requirements stipulated by the provident fund center and the Agricultural Bank for the purchase of self-occupied housing and the purchase loan in the name of individuals. Tips: The specific business types, handling procedures and handling conditions are subject to the relevant regulations of local branches.
2. Can loan approval be cancelled? Can I cancel the loan application?
It is possible to cancel, but it depends on the actual situation. If there is no next payment and the audit call has not come, then make it clear during the audit and cancel it. In the second case, if there is no payment, but your friend answers the audit call, you need to call the customer service of the loan platform immediately to explain the situation, and don't let the loan payment be cancelled in time.
First, different channels of loan cancellation methods:
1 bank loan
Generally, if you apply for a loan in a bank, you can apply for cancellation of the loan before lending. Specifically, if the loan contract has not been signed, the applicant can directly terminate the loan application. If the loan is under approval, the applicant can apply to the account manager to terminate the loan approval process. If the applicant cancels the loan after approval, it must pay liquidated damages and affect personal credit information. If the loan has been paid in place, the applicant can only make preparations for prepayment.
Step 2: Mobile phone
Mobile phone loans can also be cancelled. As long as the next payment is successful, you can contact the customer and apply for cancellation of the loan. However, if the loan is successful and enters the stage of fund matching, it will be more troublesome for the applicant to apply for canceling the loan. General lending institutions will default to the success of the loan, and the lender can only repay in advance at most, and there will be loan records and credit information. Some lending institutions will agree to cancel the loan, but the applicant must pay liquidated damages.
Two. Matters needing attention in loan cancellation
In short, it is troublesome to cancel the loan application after approval. First of all, it is time-consuming and laborious to report personal information in the loan application stage and cooperate with the telephone call back. Finally, the cancellation must be approved by the lending institution. Therefore, everyone should think twice before applying for a loan, and don't end up in vain.