1, the online loan has no money to call the police. General private lending behavior does not belong to the jurisdiction of public security organs, unless it is usury. If the debtor is really unable to repay, it shall negotiate with the lending institution to extend the repayment period or repay it in installments; If the lending institution fails to perform the judgment of the court within the performance period after suing the court and winning the case, it will apply to the court for enforcement.

2. Legal basis: Article 21 of the Provisions on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases.

Lenders and borrowers form a lending relationship through the online lending platform. The online lending platform provider only provides media services, and the people's court will not support it if the parties request it to assume the guarantee responsibility.

The people's court shall support the online loan platform provider who expressly provides a guarantee for the loan through websites, advertisements and other media or has other evidence to prove that the lender requests the online loan platform provider to assume the guarantee responsibility.

Second, what are the consequences of peer-to-peer lending?

The consequences of non-repayment of online loans are as follows:

1, high penalty interest and liquidated damages;

2. Credit damage;

3. being harassed by various means;

4. If the circumstances are serious, it will lead to imprisonment;

5. Affect other lives: become an old lai, affecting consumption, tourism, children's education, etc.