Personal unsecured loan, also called personal unsecured loan, or credit loan. Generally speaking, it is safer to choose regular individuals, while unsecured personal loans are very demanding. In fact, there are many conditions for applying for a bank individual.

1. has full capacity for civil conduct and is under 50 years old.

2. Hold the industrial and commercial business license, tax registration certificate and relevant business license issued by the administrative department for industry and commerce.

3 engaged in legitimate production and business activities, the project has development potential or market competitiveness, and has the ability to repay the loan principal and interest on schedule.

4. Good credit, law-abiding, no bad credit and debt records.

5. Having a fixed domicile and business premises in this institution.

Unsecured is an unsecured RMB loan issued by a bank to people with stable and continuous wage income, which is based on monthly wage income and used for personal consumption. In addition to the above-mentioned easy monthly payment, it also has the following three characteristics: the credit value doubles, and no guarantee or mortgage is needed; The procedure is simple, you only need to go to the bank once according to the following information, fill out an application form and fill out a contract; The application materials only need ID card, residence certificate, work certificate, loan purpose certificate and salary record of the last 3 months; The examination and approval is fast, the preliminary examination opinions are fed back in 30 minutes, and the loan funds are received within 3 working days.

What do you need?

Also known as unsecured loans, or credit loans. You don't need any collateral, just proof of identity, proof of income, proof of address and other materials, as well as bank loans. You can try the micro-loan on WeChat without mortgage guarantee, which feels quite useful. Moreover, compared with traditional bank loans, microfinance is more convenient to borrow money and can be operated online. The entrance is on the WeChat service or Q wallet page. Just click on the "micro-loan" icon and follow the prompts, and the account will arrive soon.

What does ""mean?

Also known as unsecured loan or credit loan, it is a kind of micro-credit loan without any mortgage and guarantor. It doesn't need any collateral, only needs identification, income proof, address proof and other materials to apply for a loan from the bank. Banks issue loans according to personal credit, and the interest rate is generally slightly higher than that of mortgage loans. Customers can choose the loan term according to their individual circumstances, and then sign a contract with the bank, which is guaranteed.

The basic conditions are:

1. I am a resident of Chinese mainland, aged 18-60;

Two, is engaged in legitimate production and business activities, the project has development potential or market competitiveness, with the ability to repay the loan principal and interest on schedule;

Third, there is a stable source of income;

Fourth, there is no bad credit record.