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What is the bank's mortgage of house loan?
Property certificate. Because the mortgage itself is to buy a house as collateral for the loan. After the mortgage, the property will be mortgaged to the lending institution, and the real estate license will be seized by the lending institution. After the borrower pays off the debt, the mortgaged property can be released.

If you want to borrow money to buy a house, you must first apply to the bank, and then provide proof of income, valid ID card, house sales contract and other documents. The bank will review the information submitted by the lender before issuing the loan. You must sign a mortgage loan contract with the buyer, and the mortgage loan needs to be registered and notarized.

How long can an individual get a real estate license?

A month. Although it is not complicated to handle the real estate license, it takes some time. Generally speaking, you can get the real estate license after one month, but the time will vary because of different policies in different regions, generally not more than two months. You can wait patiently and get the real estate license.