Do white-collar workers in Bank of Ningbo have credit information?
White collar workers are very good loan products. Many people are using it. Bailingtong is a wealth management product launched by a bank in Ningbo, and its security is guaranteed. Generally speaking, bank wealth management products will check credit information and also go to credit information. Therefore, people with bad credit reports should not try to apply for white-collar links.
1. Residence conditions: there is a fixed residence, permanent residence or valid residence certificate at the place where the lender is located.
2. Working years: working years are more than 2 years or actual age is more than 25 years old.
3. Wage income: Have a stable occupation and high economic income, and have the ability to repay the loan principal and interest on schedule.
4. Credit requirements: customers with good credit and bad records are not allowed to engage in white-collar business.
How do white-collar workers in Bank of Ningbo repay?
1, online bank repayment
Because Bank of Ningbo is a lending institution, you can repay the white-collar workers in Bank of Ningbo, and you can log in to the personal online banking in Bank of Ningbo, but this must be operated by customers who have opened online banking, and then you can repay the money in the online banking in Bank of Ningbo.
2. Bank counter repayment
Customers who don't have online banking in Bank of Ningbo can go to the counter in Bank of Ningbo to find a staff member for repayment, but this repayment method is more troublesome, because it is inconvenient to take their ID cards to the bank if they are far away from the bank.
It should be noted that the loan interest of white-collar workers in Bank of Ningbo is calculated on a daily basis. Open a personal settlement account with the Lender, and agree to entrust the Lender to deduct the loan principal and interest from his account as agreed in the Contract.
It pays interest on a monthly basis and repays the principal at maturity. Interest will be paid on the 20th of each month. Of course, you can also pay off all or part of the money in advance at any time without penalty.
Through the introduction of the above contents, we can know that this loan product is for credit reporting at the meeting. In addition to credit reporting at the meeting, credit reporting will also be conducted during the application process. Only when these products are good can they pass smoothly. It is suggested that you should protect your credit before and after applying, and never be affected, so as not to cause serious harm to your life.