The poverty proof of the student loan is my explanation for the family's financial difficulties. National student loan is the main channel in China's financial aid policy system. It mainly provides loans to students through the financial system. The state provides interest subsidies and risk compensation for students during their school days. Each student can borrow up to 6,000 yuan a year to help them pay for their tuition and accommodation.

Legal basis:

Notice of the People's Bank of China and the Banking Regulatory Commission of China on Conscientiously Implementing the New Policy of National Student Loan to Ensure the Successful Admission of Poor Freshmen in Colleges and Universities

Branches of the People's Bank of China, business management departments, central branches of provincial capitals and banking regulatory bureaus shall perform their duties according to law, actively coordinate and urge relevant commercial banks to improve the efficiency of loan review in accordance with policies and regulations, and timely issue national student loans. The successful commercial bank should formulate a careful work plan and management measures, strictly follow the loan demand amount agreed in the bid-winning agreement, and ensure the timely issuance of the national student loans applied by poor freshmen in colleges and universities. Banks that fail to win the bid shall perform their duties to ensure that the promised national student loans continue to be issued in a timely manner according to the loan contract. Commercial banks are not allowed to set any scale and capital restrictions on the issuance of national student loans. All banking regulatory bureaus shall, jointly with the local branches of the People's Bank of China, strengthen the supervision and inspection of the national student loan business within their jurisdiction, and severely investigate and deal with commercial banks that fail to timely issue national student loans according to national policies and regulations.

Student loan certificate

In study, work or life, everyone will inevitably contact or use the certificate. Proof is a kind of certificate used to prove someone's identity, experience or the true situation of something. There are many precautions in writing certificates. Are you sure you can write it? The following is the certificate of student loan I compiled for you, hoping to help you.

Student loan certificate 1

Xxx can't support him to finish his studies, and intends to apply for a student loan.

This is to certify that.

Handler:

Villagers (or residents) committee (official seal)

Date, month and year

The above situation is true.

Handler:

Street offices, people's governments above the town (civil affairs departments)

(official seal)

Date, month and year

Student loan certificate II

This is to certify that xxx (parent's name)' s son (female) xxx (student's name) works in my township (town) (neighborhood committee, etc.). ) was admitted to your school on xx, xx. Due to xxx reasons (specific reasons of each family), families are in financial difficulties. I hope that schools and banks can provide them with national student loans to help them complete their studies smoothly.

Xxx township (town) people's government (official seal) or xxx neighborhood Committee (official seal)

Date, month and year

Student loan certificate 3

_ _ _ _ _ School:

The parents of _ _ _ _ _ _ _ students in your school are local residents, and their families are as follows:

First, the family population is _ _ _ _ _ _; The annual household income is about _ _ _ _ _ _ yuan;

Two. Main income source: _ _ _ _ _ (fill in)

Three. Current family difficulties: □ Single source of income □ Less labor force □ Higher medical expenses □ Other _ _ _ _ _ _ _ _ _ _ (fill in)

It is indeed a poor household, and the commitment letter is a commitment letter for parents of student loans. This is to certify that.

Villagers' committees (neighborhood committees) of townships and towns (including) or

Or the civil affairs department of the street where the family contact is located.

Unit seal

Year, month, year, month, year

Contact phone number of the seal unit: _ _ _ _ Contact phone number of the seal unit: _ _ _ _ Contact phone number of the seal unit: _ _ _ _ Seal.

Student loan certificate 4

We have _ _ _ _ _ _ _ _ _ _ _ _ _ families whose economic income is _ _ _ _ _ _ (family income status) and whose economic status is _ _ _ _ _ _ _ (whether it is difficult), so the family's economic ability cannot afford the students' study and living expenses. Please ask the relevant banks and schools to give the student financial assistance to help him complete his studies.

Hereby certify! _ _ _ _ Township (town) People's Government (or County Civil Affairs Bureau)

Official seal of the company: (official seal of the company) is: (official seal of the company) is: (official seal of the company) is: (official seal of the company)

Student loan certificate 5

_ _ _ _ _ County (city, district) Education Bureau Student Financial Assistance Center:

Classmate (ID number xxxx) is a professional student in xxxx College (xxx Department) of our school, with a schooling of xx years. During the study in school, the student has positive thoughts, abides by school rules and disciplines, and his academic performance is (qualified/good/excellent).

The tuition and accommodation fees payable by this student in the school year of _ _ _ _ _ _ _ _ _ totaled RMB xxx (in words: RMB xxx only). After examination by the school, the student did not apply for a college student loan at school, and now he is here to apply for a student credit loan from China Development Bank for one academic year. Please go through the examination and approval procedures for student-origin credit student loans in accordance with relevant policies and regulations.

This is to certify that.

Department attended by students (seal)

Student Affairs Office or University Student Affairs Office (seal).

Xxxx、xxxx、xx、xx

Student commitment

1. My family is really in financial difficulties, so I can't afford the tuition for this school year. If I find that the situation is not true, I am willing to bear the corresponding responsibility.

2. I have understood the responsibilities and obligations of credit loans from students' places of origin. If the loan is approved, I will repay it on time according to the loan contract.

Student signature: xxx

Student loan certificate 6

Dear bank and school leaders,

My name is Fu Yong, and I am a 20xx freshman majoring in marketing in the management department of Hubei University of Traditional Chinese Medicine. My ID number is xxxxxxxxxx. She lives in Nanhe Town, Yingshan County, Hubei Province. She is located in a remote rural area, surrounded by mountains, and her economy is extremely underdeveloped.

I was born in a poor village. I am a boy who likes reading, loves the group and has a gentle personality. There are four people in the family, whose parents have a shallow education and work at home. Their parents are in poor health because of years of fatigue. There are few fields and low agricultural income. Because my father fell from a height in the first half of this year and fractured his right metacarpal, he could not do heavy work from now on, and his main source of income was interrupted, and he had to bear huge medical expenses. The burden of family suddenly fell on his weak mother. I also have a brother who is a junior in civil aviation university of china. He relies on state loans and work-study programs to continue his studies.

In August of 20xx 1 year, when I received the university admission notice, I was really mixed: I was glad that I could finally enter my dream university; What is worrying is, where does the annual tuition fee of more than 7,000 come from? For an ordinary rural family, it is really difficult to provide tuition and living expenses for two college students. Therefore, my family is under great pressure, and I really don't have enough money to go to college. However, because of poverty, I lost the opportunity to go to college. I know that this society is inseparable from knowledge and culture. This deep-rooted concept urges me to strive to be an all-round development student. My parents' fine style of hard work, kindness, honesty and simplicity deeply influenced me. I believe that success can only be achieved through hard work. I know that the purpose of learning is to contribute to the country and society in the future, so I need not only knowledge, but also a good sense of social responsibility and personal moral cultivation.

In view of the family's financial difficulties, they can't afford many tuition fees. In order to complete their studies, they applied for national student loans from banks and schools.

Student loan certificate 7

The student loan proves that the student (student number) is an ordinary full-time student in the college (department) class of our school (admitted through the general college entrance examination) and has been identified as being included in the management of family financial difficulties. The tuition and accommodation fee for this academic year is RMB yuan, but he has not been subsidized by the national student loan at school. Please assist students to apply for student-origin credit loan.

Department (official seal) Student Financial Assistance Management Department (official seal)

Date, month and year

Contact person of the School Student Financial Assistance Management Department:

School Student Financial Assistance Management Department Tel:

Student commitment

1. My family really has financial difficulties, so I can't afford to pay this year's tuition. If I find that the situation is not true, I am willing to bear the corresponding responsibility.

2. I have understood the responsibility and obligation of student-origin credit loan. If the loan is approved, I will repay it on time according to the loan contract.

3. I have understood the content of "Questions and Answers on Key Knowledge of Student Credit Loan in Hubei Province".

Student signature:

(This certificate is only used by Hubei college students when they apply for loans at the county-level student financial assistance management center in Hubei Province, and will be submitted to the county-level student financial assistance management center for the record. )

Student loan certificate 8

This is to certify that the son (female) xxx of my township (town) (parents' name) was admitted to your school in xx. Because of xxx, the family is in financial difficulties. I hope that schools and banks can provide them with national student loans to help them complete their studies smoothly.

xxx

Xx year xx month xx day

Student loan certificate 9

Xxx, female/male, majoring in xxxx in xx College, xx Province, was born in xx County, XX City, XX Province, with ID number xxxxXXXXXXXXXXX and student number xxxxxxXXXxXXX. This student is regarded as a poor student in our school. After verification, I didn't apply for an on-campus student loan during my school days. The tuition fee for this major in our school is: xxxxxx yuan only (in words); Accommodation fee: xxxx Yuan only (in words).

Hereby certify that

East China Jiaotong University xx College Student Affairs Office

Xxxx、xxxx、xx、xx

Student loan certificate 10

Fuzhou Cangshan Sub-branch of Agricultural Bank of China:

I'm Lu, a 20xx student majoring in rural regional development at the School of Mechanical and Electrical Engineering, Fujian Agriculture and Forestry University.

I come from a poor mountain village. There are five people in my family. My parents are simple farmers. They are old and sick, so they can't do too much manual work. The only source of income at home is a few acres of rice fields. In addition to an elderly grandmother, there is also a brother who goes to high school, and the economic burden is very heavy. This summer, the typhoon hit and flooded the rice fields at home, and the crops failed to harvest and the losses were very heavy, which made it even worse for the already difficult families.

After careful consideration and consent of my parents, I hereby apply to your bank for a national student loan.

I solemnly promise that if I get a loan, I will use the loan reasonably in accordance with the relevant provisions of the national student loan and repay the principal and interest on time within the time limit stipulated in the contract. If the loan is not approved, I will abide by discipline, study hard and live up to everyone's expectations.

Student loan certificate 1 1

Proof of family financial difficulties

This is to certify that the sons (female) of XX and XX in XX village (XX sub-district office) in XX town are studying in Hubei University of Technology. Her family lives in XX, and her annual income is about XX yuan. In addition, XXXXXXXXX (her family profile) is an economically poor household. I hope that the relevant departments can grant her a student loan to help her complete her studies.

XX Town People's Government

XX year x month x day

(Seal)

Student loan certificate 12

_ _ _ _ (school):

The parents of _ _ _ _ _ _ students in your school are local residents, and the basic family situation is as follows:

1. The family population is _ _ _ _ _, and the annual household income is about _ _ _ _ _ yuan;

Two. Main income source: _ _ _ _ _ (fill in)

Three. At present, the main family difficulties: □ single source of income □ small labor force □ high medical expenses □ others (fill in) are indeed poor families. This is to certify that.

Villagers' committees (neighborhood committees) of townships and towns (including) or

Or the civil affairs department above the street where the family contact is located.

Unit seal: unit seal:

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Contact number of seal unit: Contact number of seal unit:

Student loan certificate 13

This is to certify that the sons (female) of XX and XX in XX village (XX sub-district office) in XX town are studying in Hubei University of Technology. She lives in XX, with an annual income of about XX yuan, and XXXXXXXXX (family profile) is a poor household. I hope that the relevant departments can grant her a student loan to help her complete her studies.

XX Town People's Government

XX year x month x day

(Seal)

Student loan certificate 14

_ _ _ _ _ College:

He is from a province (county) town (villagers' committee or residents' committee). He was admitted to XXXX University in 2xxx. Their family life is difficult (please fill in the reasons for the applicant's family financial difficulties). His parents farm at home, and his monthly income is about 300 yuan. His brother works in a computer school in Guangzhou, and his monthly income is about 600 yuan. In the autumn of 20xx, he and his younger brother were admitted to the university at the same time, and his family's economic income was low, so he was unable to support him to complete his studies, so he planned to apply for a student loan.

This is to certify that.

Handler:

Villagers (or residents) committee (official seal)

The above situation is true.

Handler:

People's governments above offices and towns (civil affairs departments)

(official seal)

Xxxx、xxxx、xx、xx

Student loan certificate 15

_ _ _ _ _ (school):

Your student xxx's parents are local residents, and the basic family situation is as follows:

1. The family population is xx, and the annual family income is about xxx yuan;

Two. Main income source: xxx (fill in)

Three. At present, the main family difficulties: □ single source of income □ small labor force □ high medical expenses □ others (fill in) are indeed poor families.

This is to certify that.

Village Committee (street neighborhood Committee) xx township, town (inclusive) or family members contact the civil affairs department above the street where they are located.

Unit seal: unit seal:

Xxxx、xxxx、xx、xx

Seal (for)

Unit contact telephone number: xxxxxx

Seal (for)

Unit contact telephone number: xxxxx

What should I prepare for the student loan?

Student loans need to bring the following things:

1. Student and co-borrower ID cards (original and 2 copies).

2. Household registration book (only see the original).

3. An application form signed and sealed by the admission notice or student ID card (original and photocopy) in duplicate.

The national student source credit student loan refers to the student loan issued by the National Development Bank to eligible freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school.

The student loan is a credit loan, and the student and his parents (or other legal guardians) are co-borrower, who are jointly responsible for repayment.

Financial institutions of student-origin credit student loans are mainly undertaken by China Development Bank, and other banking financial institutions are encouraged to carry out this business. The specific undertaking bank shall be determined by the local finance, education and banking supervision departments in consultation with the China Development Bank and other financial institutions.

How to handle the settlement certificate of China Bank's national student loan?

Settlement certificate of national student loan of China Bank:

After you settle the national student loan, you can apply for the Settlement Certificate of National Student Loan of China Bank in one of the following two ways.

1. I hold my ID card and print the settlement certificate of the national student loan at any branch of China Bank through the intelligent counter.

2. I hold an ID card and apply for the settlement certificate in the agency to which the national student loan belongs. After the national student loan of China Bank is settled, the settlement certificate can be opened at the intelligent counter of China Bank at that time, and there is no time limit.

The above contents are for your reference. Please refer to the actual business regulations.

What materials are needed to prove the student loan?

1, national student loan application;

2. A copy of my student ID card and resident ID card (the minor provides the valid identity certificate of the legal guardian and the written opinion of agreeing to apply for a loan);

3. My explanation of the family's financial difficulties;

4. Proof of family financial difficulties issued by the relevant department where the student's family is located.

Application conditions:

Full-time college students (including higher vocational students), second bachelor's degree students and graduate students in ordinary colleges and universities may apply for national student loans if they meet the following conditions:

1, family financial difficulties;

2. Persons with People's Republic of China (PRC) (China) nationality who have reached the age of 16 must hold the resident identity card of the People's Republic of China;

3. Have full capacity for civil conduct (minors applying for national student loans must obtain the written consent of their legal guardians);

4, honest and trustworthy, law-abiding, no illegal behavior;

5. Study hard and finish your studies normally.

How to open the poverty certificate of student loan

Legal analysis: poverty proof application funding method: 1. According to the actual requirements, fill in a questionnaire on family economic situation in the notice; 2. After filling out this form, take it to the relevant departments (some places are civil affairs bureaus, some places are local education bureaus, or township governments) and stamp it. 3. If you want to apply for a poverty certificate, if you are an urban hukou, you need to stamp the community committee, the street office and the district civil affairs bureau with materials to prove your family's poverty. If you are a rural hukou, you need to stamp the village committee, township government and county (or district) civil affairs bureau respectively, and all three places are indispensable. 4. When you arrive at the school, the school will ask you to fill out an application form for national grants for ordinary undergraduate colleges and higher vocational schools, and then hand over the stamped family financial situation questionnaire to the counselor. 5, static school audit evaluation.

Legal basis: Education Law of the People's Republic of China

Article 54 The state shall establish a system with financial allocation as the main part, supplemented by raising education funds through various other channels, gradually increase investment in education, and ensure a stable source of education funds for state-run schools.

Schools and other educational institutions established by enterprises, institutions, social organizations, other social organizations and individuals according to law shall be funded by the sponsors, and people's governments at all levels may give appropriate support.

Article 55 With the development of national economy and the growth of fiscal revenue, the proportion of national fiscal education expenditure to gross national product should be gradually increased. The specific proportion and implementation steps shall be stipulated by the State Council.

The proportion of education funds to the total financial expenditure at all levels in the country should be gradually increased with the development of the national economy.

Fifty-sixth people's governments at all levels of education expenditure, in accordance with the principle of unity of administrative power and financial power, in the financial budget of a separate item.

The growth of financial education funds of people's governments at all levels should be higher than the growth of financial recurrent income, and the average education funds according to the number of students in school should be gradually increased to ensure the gradual increase of teachers' salaries and public funds per student.

Fifty-seventh the State Council and the local people's governments at or above the county level shall set up special funds for education, focusing on supporting the implementation of compulsory education in remote and poor areas and ethnic minority areas.