Advantages of mortgage to buy a house:

Buying a house by stages does not require a large one-time expenditure, resulting in a family burden;

When there is no large deposit, you can move into a new house in advance;

Maximize efficiency and improve the utilization rate of personal funds.

Advantages of buying a house in full:

One-time payment, complete property rights;

No interest, save money;

Simple procedures and smooth flow.