As an Internet loan product of Weizhong Bank, micro-loan has remarkable flexibility in repayment policy. Users can settle the loan at any time, and this operation does not need to pay extra handling fees, which provides great convenience for users. Different from the mortgage or guarantee usually required by traditional financial institutions, micro-credit is open to users with good credit by virtue of credit evaluation, and there is no need for complicated paper material submission process.

the 24-hour online service of micro-credit further enhances the user experience. Whenever and wherever, as long as you can apply for a loan through your mobile phone, the whole lending process is efficient and fast, and it can be completed within 4 seconds at the earliest. This means that users can make repayment anytime and anywhere without worrying about missing the repayment date or paying extra prepayment fees.

The maximum loan amount of micro-credit is RMB 2,, and it supports independent payment. It is an ideal solution for some individual users who cannot determine the transaction object in advance and the amount does not exceed RMB 3,. At the same time, the loan investigation strictly follows the Interim Measures for the Administration of Personal Loans, and mainly ensures the safety and rationality of the loan by verifying the borrower's basic information, income and repayment ability on the spot.

generally speaking, the repayment flexibility, convenient service and strict audit process of micro-loan make the prepayment free of any extra expenses, which provides convenience and trust for users. Whether borrowing or repayment, micro-loan takes into account the actual needs of users and is a practical loan tool.