Conditions for handling automobile mortgage:

1. The loan applicant is a citizen of China with the age of 18-65;

2 have a stable economic income and the ability to repay the principal and interest of the loan;

3. The borrower has a good credit record and no bad credit record;

4. Legal and valid certification materials of mortgaged cars (vehicle registration certificate, etc.). );

5. Being able to provide effective guarantee recognized by the loan bank;

6. Other conditions stipulated by the lending bank.