"Xiaomi Loan" is a pure credit unsecured loan product for Xiaomi users. Xiaomi Finance determines the corresponding loan amount after comprehensively evaluating the user's behavior. The minimum loan amount is 100 yuan, and the maximum loan amount is available to users. Therefore, users can make loans on Xiaomi Financial APP as long as they download the "Xiaomi Finance" app on their mobile phones and log in to Xiaomi account.

When the user meets the credit conditions of Xiaomi Loan, you can see the loan amount by opening Xiaomi Loan app or Xiaomi Financial app. If the user information does not meet the credit conditions of Xiaomi loan, you can submit real-name authentication or open more services, and have the opportunity to obtain a loan amount.

Extended data:

Interest rate calculation of Xiaomi loan;

Xiaomi loan interest will be deducted automatically on the repayment date of each month. Daily interest rate calculation formula = outstanding principal * daily interest rate (the daily interest rate of Xiaomi loan will be comprehensively evaluated according to the account and personal credit situation, please refer to the user page).

For example, the user's daily interest rate is five ten thousandths, the loan 10000 yuan, and the daily interest is 5 yuan. If the user has overdue principal or interest, the overdue interest rate of overdue principal or interest is 65438+ 0.5 times the normal loan interest rate.

Baidu encyclopedia-Xiaomi loan

Xiaomi Loan-Frequently Asked Questions