Hello, SAIC Finance Skoda Ming Rui has activities. You can participate in activities with zero interest rate or low interest rate for one or two years. 4S stores may charge a certain handling fee. Depending on the amount and location of your loan, there may be. ...
2. What bank cards can be used for 2.SAIC financial loans?
Iii. Agricultural Bank, Industrial and Commercial Bank and China Merchants Bank. Auto finance service is a payment method that consumers can directly apply for loans from auto finance companies when they need loans to buy a car, and supports accepting debit cards from Agricultural Bank, Industrial and Commercial Bank of China and China Merchants Bank. SAIC financial loans can be made through debit cards of three banks, namely Agricultural Bank, Industrial and Commercial Bank of China and China Merchants Bank.
Iii. SAIC finance auto loan problem?
1, never heard of it, I don't know. For details, please consult SAIC Financial Bank. Credit card installment is a new type of car loan, which is interest-free and only charges a handling fee. The minimum down payment is 30% and the maximum loan amount can reach 70%. The longest repayment period is three years, and the rate is 3% for one year, 6% for two years and 9% for three years. Cheaper than interest. You signed a sales contract with the store and submitted it to the ordering bank for application. You can consult the local CCB for details. It seems that before the new Bora model, there were fee concessions in cooperation with CCB. I don't know if there is.
4. How to calculate the interest of buying a car with SAIC financial loan?
The interest rate is related to your region, the duration of car loan, car model, new and used cars, and credit status.
The interest rate of SAIC financial loans is very high, with an average of 12- 14%, and that of used cars is above 16% or even 20%. The interest calculation of car loan is the same as that of mortgage. Generally, the calculation method of equal principal and interest is selected: a = fi (1I) n/[(1I) n-1] a: monthly payment; F: total loan amount; I: loan interest rate (monthly interest rate); N: repayment months: power. For a simple example, the loan of 654.38 million yuan will be paid off in three years, and the interest rate of 6% is calculated as follows: the total loan 100000.00 yuan, the monthly repayment in March is 3042. 19 yuan, and the total interest is 95 18.97.