The biggest difference between commercial office buildings and ordinary houses is the service life. The service life of ordinary commercial houses is between 40 and 50 years, and that of ordinary houses is 70 years.
The transaction taxes and fees generated by trading exchanges are also different, and the standard of commercial housing is often much higher than that of ordinary housing. Civil housing tax is between 1%-3%. For a house with the same square meter, the tax on commercial and residential buildings is often charged at 3% according to the highest standard.
There will also be a big gap in payment methods when buying a house. For example, ordinary housing can apply for provident fund loans, the loan period will be longer and the down payment will be lower. For commercial housing, provident fund loans cannot be used at first, and the loan method often requires a down payment of more than 50%, which is also higher than the cost of living in daily life. Commercial housing uses commercial water and electricity, and people with enough houses need to take these problems into account and think carefully before buying.
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