Huaya's preferred loan is for small families. Because Huaya Preferred Loan is another loan software owned by Du Xiaoman. Therefore, Huaya's preferred loan is for small families. Huaya Youyou Loan is a very practical investment and financial management software. Here, users only need real-name authentication to get the loan amount, and the amount that can be loaned will be reviewed and approved according to the user's information, and the interest is slightly higher than the full loan.