Car loan is to borrow from the bank according to your loan ability and car price, and you can borrow as much as your personal credit ability can. Besides, Bora. Banks generally want you to borrow more than 40 thousand car loans. Not a few percent of the mortgage. When the car is old, the price will be reduced, the bank will not calculate your car loan, and the house will not fall in price for a long time, so the loan is based on the house.