At present, the annual interest rate of personal housing commercial loans for more than five years is 6.55%, and the monthly interest rate is 5.4583%. Loan 1.5 million yuan, 1.5 years, * * 1.80 months. If the principal and interest are repaid in equal amount, it should be 1, 3 1.78 yuan per month.
Commercial housing loan interest rate refers to the loan interest rate of housing loans, and its calculation formula is: loan interest = loan amount * loan interest rate * loan term = loan amount * days * daily interest rate = loan amount * months * monthly interest rate = loan amount * year * annual interest rate.
Extended data:
20 14 central bank benchmark interest rate:
Project annual interest rate%
5.60 for six months (inclusive)
Six months to one year (inclusive) 6.00
One to three years (inclusive) 6. 15
Three to five years (inclusive) 6.40
More than five years 6.55
The interest rate of 20 14 years is still the same as that of 13 years, but it will rise according to different years, and the bank's loan interest will also rise.
Baidu encyclopedia-housing loan interest rate