1, asset certificate:
Although most of us are not local tyrants, many people should still have certain assets. For example, a house with an area of 150 square meters, a car with an area of 300,000 square meters, a savings account with an area of 500,000 square meters, and an annual salary of150,000 square meters.
As long as you meet any of the above conditions, you can go directly to the bank counter to apply for a card with these asset certificates, and remember to apply for a platinum credit card at that time, because the upper limit of a general card or a gold card is less than 50,000.
2, do the card to do the card:
It doesn't matter if you don't have a valid asset certificate, but you need to cultivate a credit card with a quota of more than 50 thousand first, and then apply for a large credit card directly by releasing the card, and the credit card quota must be above the original credit card quota.
At present, the banks that support card processing are: Bank of China, Communications, Shanghai Pudong Development Bank, China Everbright Bank, Huaxia Bank, Industrial Bank, Ping An Bank and China Guangfa Bank.
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We need to pay attention to:
Point one: You'd better use this card for more than one year.
The second point: the current available amount of this card should be kept at least above 30%, preferably above 60%.
Third, this card can't have bills in installments, nor can it use the minimum repayment amount.
The fourth point: it is best to go to the counter, because online application basically does not support card processing.
3. Bank features:
* have a provident fund:
If the provident fund is paid for more than one year, there will be a bonus for handling ICBC credit cards. Even if the amount of the card is not high, we can borrow it by golden flash after issuing it. The increase is 6~8 times or 16 times of the deposit amount of the provident fund.
As long as you have a year's provident fund, it is very simple to withdraw more than 50 thousand per second.
* with the policy:
If you have the insurance of Ping An Bank and pay more than 30,000 yuan a year, you can directly apply for the platinum credit card of Ping An Bank, with an amount of at least 50,000 yuan.
* time deposit:
ICBC has a time deposit of 50,000 yuan, and can apply for a pledge loan. After the transfer, it can be pledged again. The time deposit is 200,000 yuan, and then the credit card limit is not less than 50,000 yuan. But this method has certain skills.
Finally, I hope everyone can win their own large credit cards. I am Zhou Xiao, and I share the latest knowledge and skills every day.