1, loan application;

2. Legally valid identity documents (referring to resident identity cards, household registration books, military officers' cards, home visits for Hong Kong and Macao compatriots or other valid residence certificates);

3. Proof of marital status (marriage certificate or divorce certificate, unmarried declaration in a unified format signed by unmarried people);

4. Proof of paying the down payment of the purchased house;

5. The original or photocopy of the economic income certificate recognized by the lender (including the borrower's family income certificate, tax payment certificate, bank statement, bank passbook and securities, etc.). );

6, the purchase of housing contracts, agreements or other valid documents;

7. List of collateral (pledge) secured by the loan, ownership certificate, consent certificate of the person who has the right to dispose of the collateral (pledge) and collateral valuation documents;

8. The written documents and credit certificate of the guarantor's agreement to provide guarantee for him;

9. Relevant documents authorizing the lender to inquire about the personal credit information system of the People's Bank of China and record the inquiry results;

10. Other materials required by the lender;

1 1. Materials required for foreign loans (all foreign language materials must be translated by a regular domestic translation company and stamped with the official seal of the translation company):

(1) Passport and foreigner's residence permit (Taiwan Province citizens provide ID cards, Taiwan compatriots' cards or home visit cards, and Hong Kong and Macao compatriots provide ID cards and travel cards);

(2) Work certificate;

(3) Personal income tax payment certificate (if the company is registered abroad, the company's business license, work certificate and income certificate must be notarized by the notary office where the company is registered; If the company is abroad, its work certificate and income certificate must be certified by the local embassy of China).

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.