About buying a house, it is necessary to start from the beginning.
When they joined the work that year, teachers' salary income was generally low. For me, there is almost nothing left except the basic living expenses every month. Save money for a few years, and the passbook is only four digits. So there was no concept of "buying a house" at that time. At that time, my wife and daughter and I lived in the "Family Courtyard" of the unit, with two "main rooms" and a kitchen built at our own expense. "Home" is small, but everyone is the same. Therefore, there is no idea of "thinking about change if you are poor".
Around 2000, some colleagues in the unit talked about buying a house in the city, and some colleagues with better family conditions had already bought a house in the city and lived a city life. I didn't care at that time, thinking that it was nothing to buy a house by my parents or borrowing money. Besides, if I live in the city and have to walk dozens of miles to and from work every day, isn't that insane?
However, with more and more colleagues buying houses and cars in the city, especially the reform of the national housing policy, teachers' salaries have gradually increased, and they have some "savings". My view on "buying a house in the city" has begun to change, and I am also considering buying a house. ...
In 2009, I made a down payment of 30% and got a loan of over 100,000 yuan. I bought a house in the city and realized my dream of "living in the city".
Perhaps, compared with young people who ask their parents to buy a house and a car as soon as they get married when they go to work, the concept of our generation seems pedantic and conservative. However, we feel that to achieve the goal of life, we should rely on our own efforts rather than others' efforts, which is the most practical and happiest. We are proud of ourselves!