You can also apply for a new credit for Ping An mortgage car, or look at the remaining amount of mortgage, and what loans to put in advance?
Ping An Pratt & Whitney Credit Where are you from?
2. Can a mortgage car get a loan?
The house can be mortgaged twice. The second mortgage is more convenient than the first mortgage, and the loan speed is faster, but the interest rate is higher.
The requirements are as follows:
1. The house used for secondary mortgage must be an existing house; 2. The property has been registered as a mortgage, and the handling bank is from housing mortgages; 3. The real estate license is managed by the customer himself; 4. The balance of the house purchase loan with the secondary mortgage loan of the property is lower than 70% of the current house price; 5. The borrower has full capacity for civil conduct, stable income and good credit; 6. The property should be high-quality housing and commercial housing with great market development potential. Although two mortgage has effectively increased the amount of loans, it should be noted that there should be some loanable space for housing in two mortgage. In other words, if the first loan amount only reaches 30% of the appraised value of the mortgaged house, choosing the second mortgage will undoubtedly greatly increase the loan amount.
Generally speaking, bank loans are not so easy to apply for, and unsuccessful applications will also affect credit records. In order to get lower financing cost and handle large-scale bank loans conveniently and quickly, we usually go to professional institutions, such as Su Fang. They rely on professional industry knowledge to help customers solve intractable diseases in the financing process and choose the most suitable financing scheme from thousands of banks. Housing loan financing consultation hotline: 0769-33888836
3. Can a mortgage car be mortgaged?
According to the regulations, the mortgaged vehicle cannot be mortgaged before the installment payment is paid off, because all the property rights of the mortgaged vehicle belong to the lending institution, and the owner only has the right to use it. However, because the mortgaged vehicle has not been repaid in installments, the property right has not yet been owned by the individual and cannot be mortgaged. If an individual pays off automobile mortgage in advance and goes through the formalities for cancellation of automobile mortgage, he can apply for automobile mortgage with his car when the car belongs to the buyer completely. But the mortgaged car can be used for car mortgage, that is, secondary mortgage. The so-called secondary mortgage is to use the repaid installments as collateral. We know that the loan to buy a car, the down payment is more, and the loan ratio is less. After a period of repayment, the loanable amount has increased, so that some loan companies can handle the second mortgage of the car. Legal basis: "Regulations on Motor Vehicle Registration" Article 22 If a motor vehicle owner mortgages a motor vehicle, he shall apply to the vehicle management office at the place of registration for mortgage registration.
4. Can a mortgage car get a loan?
Mortgaged cars can be used as loans,
Detailed reasons:
1. The mortgage car can be loaned after half a year;
2. The loan amount is determined according to the amount and time of mortgage repayment;
3. Mortgage car is also a form of monthly payment.
Solution:
1. The mortgage car has been repaid for half a year without interruption;
2. The mortgaged car must be in its own name;
3. Mortgage car loans need to provide car purchase procedures.
Summary: a mortgage car can be used as a loan, just like a mortgage house. The procedures required for the loan include: green paper, driving license, ID card, etc.