What is the interest rate of provident fund loans in Shijiazhuang?

1. The interest rate of housing provident fund loans in Shijiazhuang follows the personal housing provident fund loan interest rate announced by the People's Bank of China.

2. For those who purchase a family’s first home, the housing provident fund loan interest rate is: 1 to 5 years’ loan annual interest rate is 2.75%, and 6 to 30 years’ loan annual interest rate is 3.25%; for a family’s second home purchase The housing provident fund loan interest rate is 1.1 times the first home loan interest rate in the same period, that is, the annual interest rate for 1 to 5 years is 3.025%, and the annual interest rate for 6 to 30 years is 3.575%.

3. If the loan period is less than one year, the contract interest rate will be applied. If the statutory interest rate is adjusted, the interest will not be calculated in stages. If the loan period is more than one year, if the legal interest rate is adjusted, interest will be calculated in January of the following year. The new interest rate regulations will be implemented according to the corresponding interest rate grades on the 1st.