In the future, many migrant workers will return to the countryside, and the development of rural areas will have a different pattern than before. If the rural population is relatively concentrated and there are communities, it will promote the intensive development of land, and rural housing will have a future There are unlimited development possibilities, and the houses built in rural areas are large in size and relatively cheap to decorate. You can build the houses you want by yourself. There are many preferential policies now, which take great care of rural areas. Many urban people also want to go there. The countryside is a good place for retirement. The countryside has beautiful mountains and clear waters, fresh air, and living in it is good for human health. Therefore, rural housing will develop in a good direction in the future.
How to get a rural house mortgage loan?
To apply for a mortgage loan for a rural house, you need to provide your personal ID card, house property certificate, family household register, and personal bank statement and credit report. You can submit a loan application to the bank with these materials. After review, the bank , if approved, the individual needs to go to the bank to open a deposit account, and then find a real estate appraisal company designated by the bank to evaluate the house. After all procedures are completed, the bank will notify the applicant to sign a loan contract, and then bring the relevant information to The housing management bureau handles the house mortgage procedures. After completing the process, you can wait for the bank to release the loan.
How to transfer ownership of a rural house?
According to the relevant laws and regulations of our country, when a rural house is transferred, a collective land use rights certificate is issued. This certificate registers the ownership of the homestead use rights. You need to bring this certificate to the local area to handle the transfer. The township land office and other departments submit a transfer application, and then prepare relevant information in accordance with regulations. The staff will review and approve the information and conduct an on-site inspection of the transferred house. The transfer will be approved after approval.